Instant Tax Bill
Converting creates immediate ordinary income. A $500k conversion can trigger a six-figure liability instantly.
Who We Serve: ROTH Conversion
The ROTH Tax Barrier
Why many hesitate to execute high-value conversions.
The Barrier
What holds people back
Growth Barrier
Paying taxes out of pocket reduces the capital you have available to invest, slowing down your compound growth.
Complexity
Trying to convert small amounts over many years is complex and delays the benefits of tax-free growth.
Strategic Scenario
$500,000 ROTH Conversion
Visualizing how DBSP neutralizes the tax impact.
Conversion Amount: $500,000
Estimated Tax (35%): $175,000
DBSP Investment: $100,000
Tax Savings Generated: -$140,000
Net Tax Cost: $35,000
*DBSP Fee creates a $400k deduction, reducing the $175k tax bill to just $35k.
How It Works
Four steps to a neutralized conversion
- 1
Plan Conversion
Determine the optimal amount to convert with your advisor.
- 2
Invest in DBSP
Engage in the program in the same tax year to create the deduction.
- 3
Offset Income
The deduction lowers your AGI, neutralizing the conversion income.
- 4
Grow Tax-Free
Enjoy tax-free growth on your converted retirement funds going forward.
Make Your Conversion Affordable
Schedule a complimentary, confidential consultation to explore how the DBSP can offset your ROTH conversion tax bill.
Schedule A Consultation